If you have no last will & testament that means you would have died, leaving your estate in intestate. To have died “in intestacy” means a court-appointed executor will compile any assets of the deceased, pay any liabilities and distribute the assets to those parties deemed as beneficiaries.
To ensure that your estate is distributed in accordance with your wishes so that your friends and loved ones benefit upon your passing on, it is extremely important to make a will, or have a will made on your behalf by a lawyer qualified to do so. If you do not, an automatic succession ensues, below a break down of that succession:

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