We find out what insurance risks your home-based business could face and how to insure them
Your income post retirement
Retirement is known as the best years of your life and a time to look forward to, the final breakaway from the employment rat race. Sadly the truth is that most retirees have to work past their retirement age in order to acquire enough capital
My financial adviser helped us with a spending problem?
So my wife told me we were going to do a renovation to our home and as you might imagine, I was very cautious but excited at the same time. Excited, because my wife was right about the family deserving an upgrade to our living
What to consider for your Will
Your last message to your loved ones… If you have not made a Will before, there are numerous factors you need to consider before you will be ready to start. You need to be at least 16 years old and judged to be mentally competent
Paying off your debt is a great investment
Question: Should a person who has a high debt to income ratio (lots of debt) be investing whilst trying to pay off their debt? To clarify the question, if you had R10,000, should you invest it over the next year to allow it to grow
Protect your business against risk
Most entrepreneurs are considered risk takers as they have chosen the life of creating wealth on their own, rather than creating wealth for someone else. It is therefore in the best interest of every entrepreneur to protect themselves and their business against all risks. Business
Let a living will speak for you when you cannot
An image has been circulating on social media showing a tattoo on a man’s back. What makes this photo memorable is that this man’s tattoo is a living will – complete with witness signatures. While it’s certainly not necessary to permanently inscribe it on your
Stokvel Investment Club
South Africans are not saving enough money and The South African Savings Institute (SASI) encourages that all South Africans start saving money. Saving is the first building block to creating wealth and having enough money to meet emergencies which occur now and again. Despite popular
What is in your credit record and who can see it?
You probably know that when you apply for credit at any registered financial services provider they will check your credit record. If they find a blacklisting – which is a record of your failure to pay a debt – you will not be granted any
Appointed as an executor, what now?
Being appointed as an executor of a Will can be an onerous task, and it is definitely not one that should be undertaken lightly, especially if you’re just a regular person with no formal training in Estate law. However with the right assistance, you can